Is fixed annuity for you?
Who we are
About Gen X Prosperity
We are a team of licensed agents who have navigated the process of incorporating fixed annuities into our retirement portfolios. Understanding the skepticism and trepidation behind this consideration, we’ve made our share of mistakes and now know the pitfalls to avoid and the critical questions to ask during the annuity purchase vetting process. Our focus on Gen Xers stems from our belief that this group represents a forgotten segment, often avoiding retirement planning due to uncertainty around reliable options outside of Social Security and pensions. We aim to provide clarity and support, showing how fixed annuities can ensure streams of income to support the lifestyle you desire in the future. Additionally, we subscribe to the TSR Ratio, evaluating insurance companies based on Transparency, Surplus, and Riskier Assets, ensuring your money is safe and well-managed. We align our business only with companies that demonstrate solid investment strategies, taking the road less traveled to protect your assets.
Empower Your Financial Future
Our services
Our Specialized Services for Your Retirement Plan
Specializing in Single-Premium Immediate Annuities (SPIA), we offer a straightforward solution for securing guaranteed lifetime income. With SPIAs, you can convert a lump sum into regular payouts, providing financial stability throughout retirement. Contact us to explore how SPIAs can enhance your retirement plan.
Our expertise extends to Deferred Income Annuities (DIA), offering a flexible option to defer income until a later date. With DIAs, you can build a reliable stream of income for future needs while enjoying tax-deferred growth. Reach out to learn more about how DIAs can complement your retirement strategy.
Explore the benefits of a Fixed Index Annuity with an Income Rider, a versatile solution combining growth potential with income protection. With this annuity type, you can participate in market gains while safeguarding against downturns, ensuring a steady income stream in retirement. Contact us to discover how this option fits into your financial plan.
Our specialization also includes Multi-Year Guaranteed Annuities, offering a reliable fixed-interest vehicle for short to medium-term financial goals. With guaranteed interest rates for a specified period, MYGAs provide stability and predictability in uncertain markets. Submit an inquiry today to learn more about incorporating MYGAs into your investment strategy.
What sets us apart from other annuity agents?
Discover the Difference with Us
Our licensed agents offer personalized advice based on years of experience in retirement planning.
We focus on the unique needs of Gen Xers, providing customized plans that align with your retirement goals.
We utilize the TSR Ratio to ensure your investments are safe and well-managed with top-rated insurance companies.
We believe in full transparency, keeping you informed and confident in every step of your retirement planning journey.
How it works
Receive expert advice tailored to your unique financial situation, ensuring that your retirement plan aligns perfectly with your goals and aspirations.
Rest assured knowing that our specialized annuity solutions offer guaranteed income streams and protection against market volatility, providing a stable foundation for your retirement years.
Our streamlined process makes it simple to incorporate annuities into your retirement plan, allowing you to navigate the complexities of financial planning with confidence and ease.
Testimonial
What our Clients Said
TSR
TSR Ratio and Why Should You Care?
TSR stands for Transparency, Surplus, and Riskier Assets. This is a trademarked term; the researchers behind this team offers in-depth evaluations of insurance companies and look under-the-hoods. Why is this important? Their studies provide a picture of how the insurance companies have deployed and are deploying the funds they receive from policyholders. Ever wonder whether your money is “safe” wtih a certain company? Well, we subscribe to this team’s work and align our business ONLY with those companies that have proven to undertake solid investment & deployment strategies. Many insurance/annuity agents WILL NOT subscribe to this service simply because the findings could eliminate ninety-percent of the insurance companies they represent. We have chosen to take this road less traveled and commit to sharing the information we receive with you so you can make a decision that protects your assets.